Health Coverage - New York
Helping New Yorkers find affordable healthcare options
Key Updates for New York
New York has unique programs to assist with access to affordable care, however recent changes that may affect your coverage. Hispanic Federation has Certified Health Insurance Navigators ready to help. Roughly 450,000 New Yorkers lost their insurance as of July 1, 2026 because of changes to the eligibility requirements.
New York Certified Health Insurance Navigators
Our Certified Health Insurance Enrollment Navigators provide free, confidential enrollment assistance and help you understand changes to Medicaid, CHIP, Essential Plan, and Qualified Health Plans.
Whether you’re renewing coverage, switching plans, or enrolling for the first time, we guide you step-by-step. Call the number below or use our intake form to connect with our Certified Navigators who can help you navigate these uncertain times.
Hispanic Federation can help you with:
- Medicaid
- Child Health Plus
- Essential Plan
- Qualified Health Plans
Who is Affected?
Some people lost their Essential Plan coverage starting July 1, due to federal legislation that changed eligibility. Impacted individuals have until August 30th, 2026 to select a new plan.
- This change affects 450,000 individuals.
- Enrollees with incomes between 200% and 250% of the Federal Poverty Level (FPL), ($31,920 – $39,900 annual income) will no longer be eligible for the Essential Plan starting July 1, 2026.
- There are no changes for the 1.3 million enrollees with income below 200% FPL (income below $31,920)
Pregnant Individuals
- All pregnant enrollees will stay continuously enrolled in coverage
- Pregnant enrollees whose due date is before January 1, 2027, will remain enrolled in the Essential Plan
- Pregnant enrollees whose due date is after January 1, 2027, will be transitioned to Medicaid on July 1, 2026
DACA
- DACA recipients with incomes at or below the 138% FPL will move to Medicaid on July 1, 2026.
- Higher-income DACA recipients who are pregnant will move to Medicaid on July 1, 2026.
- Under federal rules, higher-income DACA recipients who are not pregnant will no longer qualify for any NY State of Health program after July 1, 2026.
New York State Resources
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